Farm & Ranch Insurance
IP Insurance understands farmers and we know how to help you build your farm and ranch insurance policy with coverage that’s customized to your farm’s needs.
At IP Insurance, we protect farms and ranches of all types and sizes with different coverage limits and risks depending on the type of farm and size of the property. Farm and Ranch insurance policies protect your farm or ranch for losses to your home or dwelling, farm property, tractors and general liability risks. We know that weather can affect the growing season and additional coverages like loss of income, can help compensate that, and other issues that may arise like workers compensation, and commercial auto.
When your farm or ranch is insured with IP Insurance, you have a team of professionals behind you with the knowledge and experience to make sure your farm and ranch insurance coverage needs are met, your questions answered and any claims are handled efficiently.
Policies are packaged in a few different ways:
Farm Livestock Insurance: Livestock insurance protects your livestock. Farm livestock insurance policies are easy to customize according to the nature and scope of your specific livestock operation.
Equine Insurance: Equine insurance is specifically tailored to the unique needs of horses and comes with coverage options like mortality and theft, loss of use, and major medical and surgical. If you own horses don’t overlook the valuable coverages that we can offer.
Farm Equipment Insurance: Farm equipment insurance covers your farm machinery and tools from damages and theft. This is critical for maintaining your farm’s productivity and ensuring that you have a backup plan for any damaged equipment that needs to be repaired or replaced. Along with replacing your equipment you can purchase coverage for a temporary rental as well. Let us show you the value in these coverages.
Farm Dwelling and Structures Insurance: If you have homes, cabins, barns, silos, and other functional structures on your farm, this insurance policy protects against mishaps like storms, fires, and vandalism.
Farm Umbrella Insurance: A farm umbrella insurance policy offers an additional layer of liability protection that covers you beyond the limits of your primary agriculture insurance policies. It affords vital protection against large liability claims. It is the cheapest and possibly the most valuable coverage you can purchase. Let us show you how it protects your farm and family.
Farm Liability Insurance: Farm liability insurance covers potential settlements resulting from accidents or injuries that occur on your farm property as a result of the work you do there. A farm liability insurance policy can help you safeguard your farm’s operations, finances, and reputation.