Crop Insurance

Farmers and ranchers use crop insurance to protect their crops from financial losses due to natural disasters or weather that may cause a loss in crops of revenue. At IP Insurance Agency, we protect farms and ranches of all types and sizes for a broad spectrum of insureds throughout North Dakota. To represent this wide variety of insurance needs, we represent all sizes and types of insurance carriers for crop insurance. 

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All of these coverages will help manage your crop risks and have the knowledge that your investment will be covered from uncontrollable events or market fluctuations. You may also want to discuss with our agents separate business insurance coverages depending on your specific needs. 

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Because we represent virtually all major crop insurance carriers in North Dakota, our policies offer many coverage options so you can balance how much risk you are willing to assume with the premium you are willing to pay. 

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Policies are packaged in a few different ways: 

• Crop-Hail Insurance: covers hail damage, as well as loss from fire and other weather conditions.

• Multi-Peril Crop Insurance (MPCI): protection from a decrease in crop yield, loss of crops or loss as result of price changes. 

• Catastrophic

• Group Risk Plan

• Crop Revenue Plan

• Revenue Assurance

• Specialized Peril: covers specifically defined perils excluded from the MPCI or crop-hail policy including fire, rain, or freeze.